Employee Benefits

Open Enrollment begins on Friday, Sept. 20 and concludes Friday, Oct. 11 at 5 p.m. During the open enrollment period, changes to benefits can be made 24 hours a day/7 days a week at MyBentek.com/Clearwater.

• Elections made during open enrollment will be effective Jan. 1, 2025.
• Be sure to attend an onsite meeting(PDF, 2MB) to ask any questions you may have before making your 2025 benefit elections
• View the open enrollment video to learn all about open enrollment for the 2025 plan year.
• View the Employee Benefits Highlight booklet:
  • PDF(PDF, 5MB)
  • Flipbook

(PDF, 2MB)2024 Employee Benefit Highlights Booklet(PDF, 2MB)
2024 Benefit Summary Update(PDF, 163KB)
2024 Medical Insurance Waiver Form(PDF, 81KB)
2024 Open Enrollment Video

• TeleHealth Video - MDLIVE for Cigna

BenTek - Employee Benefits Portal

• www.mybentek.com/clearwater

Dental Benefits

• Dental Oral Health Integration Program Flyer(PDF, 252KB)
• DHMO How to Find a Dentist Flyer(PDF, 40KB)

Vision Benefits

• Humana - Vision Benefit Summary(PDF, 787KB)
• Humana - Vision How to Find a Provider Flyer(PDF, 189KB)

Miscellaneous

• EAP Benefit Summary(PDF, 1MB)
• 90 Day Prescription Program Flyer(PDF, 539KB)
• Home Delivery with Express Scripts Pharmacy Flyer(PDF, 162KB)
• How to Find a Doctor Flyer(PDF, 556KB)
• MotivateMe Wellness Screening Form(PDF, 183KB)
• My Health Assistant Online Coaching Flyer(PDF, 327KB)
• Total DPPO Flyer(PDF, 133KB)
• HealthEquity WageWorks - FSA - Quickstart Guide(PDF, 231KB)
• Employee Recreation Plus Card

Cigna Behavioral - Mental Health/Substance Abuse Information

• Employees covered under the city’s medical plan, also have access to short-term therapy available through Cigna Behavioral
• Employees & dependents can receive up to five free visits per issue
• Services are completely confidential and available 24 hours a day, 7 days a week

• Cigna Behavioral Health offers many different types of short term therapy, including but not limited to:
  • Financial support
  • Counseling and relationship support
  • Stress, anxiety, or depression counseling
• Employees can receive treatment in the following ways:
  • Face to Face
  • Telephonic with network provider
  • Tele-video

• If an employee receives authorization under EAP and the visits are exhausted they can continue care under Cigna’s behavioral health benefits and continue treatment or counseling for a $10 copay.

  • City of Clearwater toll free line, 1 (877) 622-4327
  • my.cigna.com
  • Employee ID: clearwater

April 17, 2024 - Meeting Video

2023

June 27, 2023 - Meeting Video
June 16, 2023 - Meeting Video
March 8, 2023 - Meeting Video

2022

June 30, 2022 - Meeting Video
April 19, 2022 - Meeting Video
February 9, 2022 - Meeting Video

2021

August 19, 2021(PDF, 1MB) - Meeting Video
July 16, 2021(PDF, 1MB) - Meeting Video
June 2, 2021(PDF, 5MB) - Meeting Video
April 23, 2021(PDF, 1MB) - Meeting Video

2020

June 25, 2020(PDF, 3MB)

2019

August 7, 2019(PDF, 3MB)
June 27, 2019(PDF, 122KB)
April 22, 2019(PDF, 599KB)

2018

July 23, 2018(PDF, 114KB)
July 13, 2018(PDF, 4MB)
June 21, 2018(PDF, 5MB)

2017

August 29, 2017(PDF, 347KB)
August 2, 2017(PDF, 365KB)
June 6, 2017(PDF, 7MB)
February 22, 2017(DOC, 38KB)

2016

August 3, 2016(PDF, 80KB)
June 7, 2016(PDF, 4MB)
March 7, 2016(PDF, 65KB)
February 17, 2016(PDF, 3MB)

Pension

• Non-Hazardous Duty Hired prior to January 1, 2013: Thirty years of credited service and any age OR twenty years of credited service and age fifty-five OR ten years of credited service and age sixty-five.
• Non-Hazardous Duty Hired on or after January 1, 2013: twenty-five years of credited service and age sixty OR ten years of credited service and age sixty-five.
• Hazardous Duty: Twenty years of credited service and any age OR ten years of credited service and age fifty-five.

• Pension Options Explanation Sheet Hazardous Duty(PDF, 82KB)
• Pension Options Explanation Sheet Non-hazardous Duty(PDF, 83KB)
• Pension Entitlement Option Form Hazardous Duty Beneficiary Only(PDF, 92KB)
• Pension Entitlement Option Form Non-hazardous Duty Beneficiary Only(PDF, 94KB)
• Pension Summary(PDF, 186KB)
• City Pension Ordinance
  

457 Deferred Compensation Plan

• Savings Boost Calculator

• Joining Your 457 Deferred Compensation Plan; Join Your Plan(PDF, 1MB)

• MissionSquare Retirement
  777 North Capitol Street NE
  Washington, DC 20002-4240
  (800) 669-7400

• Video: MissionSquare 457 Deferred Compensation

• Video: MissionSquare Roth Option within 457B Deferred Compensation Plan

401a Money Purchase Pension Plan

• 401a Retirement Plan Highlight(PDF, 1MB)
• MissionSquare Retirement
  777 North Capitol Street NE
  Washington, DC 20002-4240
  (800) 669-7400

• Video: MissionSquare 401a Retirement Plans

Sharyn Hyla
MissionSquare Retirement Plans Specialist
Work: (202) 759-7219
Email: shyla@missionsq.org
Web: www.missionsq.org

• IAFF Agreement(PDF, 659KB)
• FOP Agreement(PDF, 3MB)
• FOP Supervisor Agreement(PDF, 3MB)
• CWA Agreement(PDF, 1MB)

• Tuition Assistance(PDF, 66KB)
• Reimbursement for college courses taken toward a degree
• $650 to $1500 annually (based on position and type of university degree program)

City of Clearwater Employee Wellness

View the List of Discounts for City of Clearwater Employees(PDF, 427KB)

• Credit Union
• Employees eligible for membership in the City-County Employees Credit Union
• NO Minimum Balance
• NO Monthly Service Charge
• Direct Deposit
• Certificate Of Deposit
• Vacation Club/Christmas Club
• Family Accounts 

• Computer Software
• Supervisory Skills
• Customer Service
• and much more! 

• Team Award
• Volunteer Award
• Employee of the Month/Year
• PEER Awards
• Service Awards 

This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.